Unbrainwashed Success

Fees & Alignment with Doug Motley

Shaun sits down with managing principal of Jack Lingo Asset Management, Doug Motley, to discuss the importance of fee structures and alignment of interests in investment strategies. The conversation delves into various types of fees, including asset management, acquisition, and disposition fees, and examines how different fee structures can impact investor returns. Doug also shares insights from his firm's practices and contrasts them with other industry standards, emphasizing the long-term benefits of alignment and transparency in fee structuring. The discussion aims to help listeners understand how to evaluate fees and their implications on investment performance.
 
Topics
00:24 Meet Doug Motley
01:23 Discussing Industry Fees and Frustrations
02:38 The Importance of Fee Alignment
09:54 Types of Fees in the Industry
10:37 Questioning Absurd Fees
12:51 How JLAM Handles Fees
16:51 Asset Management Fees Explained
21:06 Ensuring Long-Term Client Relationships
23:57 Understanding Risk and Return in Investments
24:15 Personal Experience with Investment Firms
25:02 Analyzing Fund Fees and Structures
26:30 Detailed Breakdown of Common Fees
28:17 Evaluating Fee Structures and Their Impact
32:16 The Importance of Fee Transparency
36:44 Aligning Incentives with Investment Goals
37:49 Future Investment Opportunities and Strategies
42:27 Concluding Thoughts on Investment Fees

Client Testimonial: Denise Menelly

Denise Menelly, a veteran of the banking industry, on working with her advisor Shaun Jones.

Navigating Post-Retirement Challenges: A Conversation with Manny Aniceto

In this episode of Unbrainwashed Success, Sean welcomes Manny Aniceto, cousin of Sean's wife, to discuss Manny's intriguing journey from immigrating to the United States to his successful career at Procter & Gamble. Manny shares his experiences of overcoming obstacles, learning English through immersion, and excelling in various roles at Procter & Gamble. The conversation transitions to Manny's thoughts on early retirement, the challenges he faced in finding purpose post-career, and his endeavors in charitable work. Sean and Manny delve into the emotional impacts of retirement and the importance of continuing to deliver value in one's life. The episode concludes with Manny emphasizing the significance of focusing on love and relationships during retirement.00:00 Introduction to Unbrainwashed Success00:19 Meet Manny Aniceto01:50 Manny's Immigration Story03:18 Learning English and Early Education04:50 College and Early Career06:12 Career at Procter & Gamble12:56 Retirement Expectations vs. Reality16:43 Challenges in Retirement21:20 Finding Purpose in Retirement37:49 Conclusion and Final Thoughts
investing

Take Control of the Taxes on Your Investments

Shaun expresses a bit of well-justified frustration about the lack of attention given to tax planning in the financial services industry. He highlights a common scenario where financial advisors direct tax-related questions to accountants, and vice versa, creating confusion for clients. Shaun mentions his previous firm's policy of disclaiming tax advice even when providing accurate information.While people believe nothing can be done about taxes, there are basic tax planning strategies that many individuals overlook. Shaun shares the importance of controlling how investments are taxed and mentions specific examples such as not owning bonds in a brokerage account unless the entire retirement account is in bonds. He also touches on more advanced strategies like backdoor Roth conversions and using passive real estate for tax benefits.The central message is that individuals have more control over their taxes than they realize, and Shaun encourages listeners to engage in basic tax planning to garner the highest after-tax value of investments and wealth, rather than simply minimizing taxes each year. As a reminder, Shaun offers resources and invites listeners to reach out for assistance with tax planning.Email Shaun at jones@jonesfwm.comText: 401.406.8090https://www.jonesfwm.com/
investing

Denise Menelly on Retirement

Shaun talks with Denise Menelly, a veteran of the banking industry, about the process of retirement.

Why We Give A Military Discount

Shaun reveals the interesting backstory of why his firm offers a discount to members of the military.
investing

The Truth About Tax Deferral

Shaun delivers a counterintuitive take on deferring year-end taxes.
investing

Ex-Legislator, Born Entrepreneur Quinn Johnson

Former Delaware legislator Quinn Johnson joins the show to talk about his career in politics and the many twists and turns of his journey as a multi-industry entrepreneur.Reach Quinn at ckqpropertymanager@gmail.com
investing

Tax Loss Harvesting: Demystifying the Process

Shaun Jones debunks some myths about tax-loss harvesting and explains his strategy im using the device for year-end savings.
investing

Welcome to Unbrainwashed Success

Welcome to the show! In the inaugural episode, Shaun talks with corporate lawyer Ken Nachbar, whose practice focuses on cases involving mergers and acquisitions, control contests, shareholder class and derivative actions, and contractual disputes.More on Ken at https://www.morrisnichols.com/lawyers-kenneth-j-nachbar
investing